Technology Equipment Finance
Get IT and software—without the upfront hit.
Major Features of Technology Equipment Finance
-
Bundle Everything
Finance hardware, software, and IT services in one monthly payment
-
Low-Doc Approvals
Most deals under $100k don’t need full financials
-
Fast Decisions
Some lenders approve and settle within 24 hours
-
Flexible Terms
Repay over 2–4 years to suit your tech cycle
What is
Technology Equipment Finance?
It helps you finance the tech your team relies on — without tying up cash..
See if this is for you:
- You’re onboarding staff and need new systems
- Your team’s slowed down by outdated tech
- You want to pay monthly, not upfront
What You Should Know About
Technology Equipment Finance
-
No property security required
-
Most business-grade hardware and software is eligible
-
Choose to lease, rent, or own outright
-
You can include setup, support, and delivery costs
-
How Does Machinery Finance Work?
Matt runs an accounting firm.
He hired two new staff — but didn’t want to drop $10k on laptops, monitors, and
software all at once.
We helped him finance it all under one agreement — no deposit, no delays.
His team was fully set up within days — and Matt kept his cash for growth.
Pros and Cons of Technology Equipment FInance
Pros:
- Free up cash for growth or payroll
- Upgrade systems without the big upfront hit
- Bundle tech into one predictable monthly cost
Cons:
- Some lease options don’t include ownership
- Total cost is higher than paying upfront
How Much Can I Borrow?
Loan sizes range from $5,000 to $250,000+, depending on:
• How long you’ve been trading
• Monthly revenue and cash flow
• What you’re bundling (hardware, software, services)
Up to 100% finance available — with no deposit.
FAQs
-
Can I finance software and services?
Yes — you can include subscriptions, licenses, setup, and IT support in most deals.
-
Do I keep the tech at the end?
If it’s a loan — yes. With a lease, you may return, upgrade, or buy it out.
-
Is this available for startups?
Yes — especially for smaller amounts. Many lenders work with new businesses.
-
What kind of tech can I finance?
Laptops, desktops, servers, networking gear, software, and cloud systems — if it powers your business, it’s likely eligible.
What Clients Say
-
“These guys helped me purchase some vital equipment for my business. They were very knowledgeable and highly professional.
I would have no hesitation in recommending them.” -
“I have had the pleasure to deal with Sean from Mchugh’s Financial services twice now & they are really knowledgeable and professional and I personally wouldn’t use anyone else, absolutely fantastic to deal with. Sean’s communication and response times were fantastic. Very knowledgeable on the range of products.”
The Source Bulk Foods Toowoomba
Need tech to power your business?
Let’s help you get the gear — without draining your cash.
