Cash Flow Finance
Flexible funding that helps you grow.
Major Features of Cash Flow Finance
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No Property Required
Funded by your revenue or receivables — not real estate
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Supports Growth
Buy stock, pay wages, and take on more work
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Tailored to Your Cash Cycle
Repay when customers pay, or when stock sells
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Low-Doc Options Available
Often just BAS or bank statements required
What is
Cash Flow Finance?
It gives you access to working capital when you need it — so you can cover costs,
take on more work, and keep momentum.
Instead of waiting to get paid, you can move now.
See if this is for you:
- You’re waiting on invoices, but bills are already due
- You’ve won new work and need funds to deliver
- You’re growing fast — and want a cash buffer
What You Should Know About
Cash Flow Finance
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Applications take minutes — fully digital
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Funding can land within 24 hours
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Facility limits are based on turnover or invoice volume
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Works with new or existing customer accounts
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How Does Cash Flow Finance Work?
Tanya runs a wholesale distribution business.
A major client placed a large order — but she needed to pay her supplier upfront.
Her customers wouldn’t pay for another 30+ days.
We helped her unlock funds tied up in receivables.
She paid her supplier, fulfilled the order, and still had cash left over for wages and
stock.
That one deal turned into three more.
Pros and Cons of Cash Flow Finance
Pros:
- Access funds fast — without needing property
- Grow with confidence — not cash flow panic
- Works alongside your business cycle — not against it
Cons:
- Rates and fees vary — depending on product type
- May require active management — especially for short-term lines
Similar Options to Consider
These are the tools we use to unlock working capital:
How Much Can I Borrow?
It depends on your business type and funding method:
• Invoice Finance → Up to 85% of unpaid invoices
• Trade Finance → Up to 100% of supplier invoices
• Line of Credit → Up to $500,000 based on turnover
FAQs
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What’s the real cost of cash flow finance?
It varies — some charge flat fees, others charge monthly. We’ll break down the real numbers for your business.
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Will my clients know I’m using this?
Not always. Some facilities are confidential; others are disclosed. We’ll guide you to the right setup.
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Will this help if customers pay late?
Yes — as long as they’re good payers overall. We review your debtor book to make sure it fits.
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What if I don’t use the facility every month?
That’s fine. Many options are flexible — use what you need, when you need it.
What Clients Say
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“Sean was really helpful in arranging the financial services I needed. He followed everything up in a timely way and made sure everything was set up correctly. I’m really pleased with Sean’s professionalism and assistance. Thanks Sean!”
Need working capital to grow — but can’t afford to wait?
We’ll help you get finance—fast, simple, and built around your business.
