Bridging Loans
Fast funding. No financials.
Key Features of Our Bridging Loans
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Fast Approvals:
Indicative terms in 24–48 hours.
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No Financials Needed:
Based on equity, not paperwork.
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Interest-Only Options:
Lower repayments during the loan.
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Prepaid Interest:
Cover interest upfront using the loan.
What is a
Bridging Loan?
A short-term loan using your property as security—so you can access funds quickly
without waiting on a bank.
See if this is for you:
- You’re waiting on a sale or refinance but need funds now.
- You’re under ATO or creditor pressure.
- You’ve got a time-sensitive deal and need cash fast.
What You Should Know About
Bridging Loans
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You’ll need two clear exit strategies.
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Property is required as security (residential or commercial).
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A valuation will be requested before approval.
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Funding generally takes 7–15 business days.
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How does a Bridging Loan Work?
Daniel runs a logistics and transport business.
He had the chance to buy out a competitor—but needed $450k fast.
A traditional loan was too slow.
We arranged a short-term Bridging Loan against his investment property.
Once the purchase was complete and revenue stabilized, we refinanced him into a
long-term facility.
Pros and Cons of Bridging Loans
Pros:
- Great if you’re asset-rich but need cash fast
- Doesn’t rely on tax returns or full financials
- Can work even if you’ve had past credit issues
Cons:
- Valuation, legal, and setup fees can be higher
- Needs a clear and confirmed exit plan
How much can I borrow?
Borrow up to $5 million, depending on the property’s value and location.
Lenders can fund up to 75% of the property’s value.
FAQs
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How fast can I get a bridging loan approved?
Indicative approval in 24–48 hours; full funding depends on valuation and legals.
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What’s an exit strategy—and why do I need two?
It’s how you’ll repay the loan (e.g., sale, refinance, incoming funds). Lenders want two to reduce risk.
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What kind of property can I use?
Residential, commercial, investment properties, or even vacant land and development sites.
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Are second mortgages available?
Yes—funding can often be secured behind an existing lender, though rates are usually higher.
What Clients Say
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“Can’t recommend Sean enough! He went over and beyond to help us. Always there to answer questions and support. Thank you Sean, couldn’t have done this without you.”
Clarence Valley Building
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“Sean has helped me with business finance on a number of occasions. He was relentless in pursuing the best deal with quick settlements so I highly recommend him for any type of business funding.”
Veer Build
Need a fast, short-term funding solution?
We’ll help you get it sorted—fast, simple, and stress-free.
